Insurance

 Southwest Commodities is licensed to sell (LRP) Livestock Risk Protection insurance for Fed cattle and Feeder cattle.

Livestock Risk Protection

Livestock Risk Protection (LRP) is a federally reinsured livestock product that provides single peril risk protection against the decline in prices over the insurance period.

This insurance may be purchased throughout the year. Premium rates, coverage prices, and actual ending values are posted online daily. The RMA monitors capacity levels, and when the funding limit has been reached, sales for this product will cease. LRP does not insure against death, loss or poor performance.

At the end of the insurance period, if the actual ending value is below the coverage price, an indemnity will be paid for the difference.

Fed Cattle

LRP – Fed Cattle is a federally reinsured livestock product that provides single-peril risk protection against the decline in fed cattle price over the insurance period.

Feeder Cattle

LRP – Feeder Cattle is a federally reinsured livestock product that provides protection when the national cash price index, as reported by the Chicago Mercantile Exchange (CME), falls below the insured’s price coverage level.

What’s New for RY 2026

The premium billing date is now the first day of the second month following the end of the endorsement.

Livestock purchased through a livestock purchase agreement (forward contract) are now eligible to be insured under LRP before the buyer has taken physical possession.

New Fed Cattle Type – Cull Cows (For dairy cows removed from the herd for beef slaughter).

New Feeder Cattle Type – Unborn Calves.

Contact Us

For general livestock policy questions, please call 575-762-4766